Hacker Insurance
A reporting that protects businesses occupied in electronic commerce from losses caused by hackers.

Hard Market
A circumstance of the insurance marketplace in which insurance is difficult to obtain, and moderately expensive.

Health Insurance
Coverage that provides reimbursement as a result of sickness or injury. Policies include insurance for wounded from misfortune, medical disbursement, disability, or accidental death and dismemberment.

Health Maintenance Organization
HMO expands with Health Maintenance Organization. This is the Organization that provides a broad range of complete health care services for a specified group for a fixed periodic prepayment.

High Risk Pools
State plans that provide insurance reporting for those who are not capable to purchase it on the open promote due to high risk factors. For instance, a number of states have high-risk pools for health and auto insurance.

Homeowners Insurance Policy
Homeowners insurance also covers supplementary living expenses. Identified as Loss of use, this provision in the policy reimburses the policyholder for the extra cost of living elsewhere while the house is being restored after a tragedy.

Hospital Accident Plan
Supplemental insurance security to help pay out-of-pocket expenses for a covered accident.

Hospital Indemnity Plan
A structure of health insurance that offers daily, weekly or monthly expenses to an insured during hospital confinement, without consider to actual expense of the internment.